Vision
Vision Coverage
The Vision Plan through Guardian (VSP Signature Network) allows you and your eligible dependents to save on vision care services and products, such as vision exams, contact lenses and eyeglasses. You have two different ways to receive benefits:
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- Use the network and pay only a copay for most expenses.
- Go to a provider outside the network and receive a reimbursement for part of the cost of your exams, glasses and contacts when you submit a claim.
Vision Plan Highlights
| Guardian Vision Plan Highlights | VSP Signature In-Network | VSP Signature Out-of-Network |
|---|---|---|
| Benefit Frequency | ||
| Exam | Once every 12 months | |
| Lenses | Once every 12 months | |
| Frames | Once every 24 months | |
| Copay | Member Pays | Reimbursement |
| Exam | $20 | Up to $45 |
| Materials | $20 | See below |
| Benefit | Member Pays | Reimbursement |
| Frames | 80% of balance over $120 allowance | Up to $55 |
| Eyeglass Lenses: | ||
| Single Vision | Cover @100% after copay | Up to $30 |
| Bifocal | Cover @100% after copay | Up to $50 |
| Trifocal | Cover @100% after copay | Up to $65 |
| Lenticular | Cover @100% after copay | Up to $100 |
| Elective Contact Lenses (in lieu of frames and lenses) | 100% of balance over $130 allowance | Up to $100 |
| By utilizing an in-network provider, you will also receive an average of 20% off Elective Cosmetic extras added to your lenses, 20% off retail price for any additional pair of glasses, and 15% off the normal charge for Laser Correction Surgery (or 5% off promotional pricing). |
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To find a network eye care provider:
- Visit guardiananytime.com/fpapp/vision,
- Click on VSP network
- You can then search by zip code or location.
You don’t need an ID card to receive services. Providers verify coverage with Guardian/VSP using your Social Security Number. You can also access a digital ID card online at guardiananytime.com or throughout the Guardian Mobile App
This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.
