Dental

Dental Coverage

We offer two dental plans (Core and Buy Up Plans) through Guardian, so you can choose what’s right for you.

While you can see an out-of-network provider if you choose, in-network providers offer larger discounts and can file your claims for you. Out-of-network providers may charge you for any amount billed in excess of the negotiated discounted rate.

 

Guardian Dental Plan Highlights

MetLife
Dental Plan Highlights		Buy-Up Plan
In-Network*		Core Plan
In-Network*
Deductible
(calendar year)		Deductible
applies to all services
Individual$25$25
Family$75$75
Maximum Benefit (calendar year) $1,750$1,250

Coinsurance
Preventive and Diagnostic100% covered, after ded100% covered, after ded
Restorative, Extractions, Endodontics, and Periodontics100% covered, after ded80% covered, after ded
Crowns and Dentures50% covered, after ded50% covered, after ded
Implants50% covered, after ded 50% covered, after ded
Replacement Age
for Crowns, Bridges and Dentures		5 Years5 Years
Orthodontia
(limited to children under the age of 19) 		$1,500 Lifetime MaximumNot Covered

*For out-of-network benefits, please see the plan benefit summaries.
Print Friendly and PDF

To find an in-network provider:

    • Visit: guardiananytime.com/fpapp/search.
    • Select PPO: DentalGuard Preferred.
    • Enter your city, state, or zip code.
    • You can then search by provider name, practice name, or location.

You don’t need an ID card to receive services. Providers verify coverage with Guardian using your Social Security Number. You can also access a digital ID card online at guardiananytime.com or throughout the Guardian Mobile App.


Guardian Mobile App

 


Max Rollover Overview- Dental

 


Max Rollover Overview – Dental Texas

 


Dental Summary

 

This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.