Dental
Dental Coverage
We offer two dental plans (Core and Buy Up Plans) through MetLife, so you can choose what’s right for you.
While you can see an out-of-network provider if you choose, in-network providers offer larger discounts and can file your claims for you. Out-of-network providers may charge you for any amount billed in excess of the negotiated discounted rate.
Dental Plan Highlights
| MetLife Dental Plan Highlights | Buy-Up Plan In-Network* | Core Plan In-Network* |
|---|---|---|
| Deductible (calendar year) | Deductible applies to all services |
|
| Individual | $25 | $25 |
| Family | $75 | $75 |
| Maximum Benefit (calendar year) | $1,750 | $1,250 |
| Coinsurance | ||
| Preventive and Diagnostic | 100% covered, after ded | 100% covered, after ded |
| Restorative, Extractions, Endodontics, and Periodontics | 100% covered, after ded | 80% covered, after ded |
| Crowns and Dentures | 50% covered, after ded | 50% covered, after ded |
| Implants | 50% covered, after ded | 50% covered, after ded |
| Replacement Age for Crowns, Bridges and Dentures | 5 Years | 5 Years |
| Orthodontia (limited to children under the age of 19) | $1,500 Lifetime Maximum | Not Covered |
| *For out-of-network benefits, please see the plan benefit summaries. | ||
To find an in-network provider:
- Visit MetLife.com
- Click on “Find a Dentist.”
- Select the network “PDP Plus.”
- Enter your city, state or Zip code.
- You can then search by provider name, practice name, or location.
You don’t need an ID card to receive services, but one will be mailed to your home. Providers verify coverage with MetLife using your Social Security number. You can also access a digital ID card online at www.metlife.com/mybenefits or through the MetLife Mobile App.
This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.
